工作内容
Lead the group to establish effective tem, which will support marketing activities of the dept by conducting high quality credit analysis and risk monitoring
Lead the staff to comply with regulations and rules, both internal and external
Collect necessary and updated financial and non-financial information and conduct analysis and monitoring in timely manner.
Communicate with client and other lenders including agent to collect updated information
Cooperate with RM to complete renewal of credit facility before expiry.
Closely monitor clients and industries, and report if any sign or events of credit deterioration in timely manner.
Self-assessment to assess the quality of the risk asset when the obligor is classified as cautions, etc
Compliance with both external and internal rules and regulations
Communicate with Head office or any other dept/section for update
Cooperate with RMs to understand the contents of documentations in order to protect the bank from any future credit events
Prepare for related credit reports for regulators, auditors or other depts./sections
Assist RMs marketing by providing preliminary credit analysis including grading test on potential client.
Assist RMs to test profitability by running RAROC/SMVA model.
Represent the bank to be coordinator of Trade Finance committee in Shanghai Banking Association.
申请条件
University graduate;
Min 5 working experiences in banking/financial services industry
Good knowledge in risk management, financial analysis, commodity trade finance, banking products, accounting etc.
Good communication skills
Fluent Chinese and English
Good PC skills
Commitment, diligence, attention to details